<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://substack.mark-carroll.com/p/when-profit-depends-on-one-person-hero-mode-cost-bus-factor-risk-key-person-dependency-software-team-resilience-tribal-knowledge-engineering-leadership-knowledge-transfer</loc><news:news><news:publication><news:name>Empathy Engine</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-06T15:03:11+00:00</news:publication_date><news:title>When Profit Depends on One Person</news:title></news:news></url></urlset>